兔子先生

Adult social care charges are different for everybody and are dependent on a person's individual circumstances.  

We have provided some scenarios below based on different individual circumstances. These are examples only, to show what might change to a person's contributions when they are reassessed.

Disability Related Expenditure

The 兔子先生 recognises that many people they provide care and support to will have additional costs to live their daily lives. A guideline allowance is applied to their financial assessment to acknowledge those additional costs.

The level of allowance applied is based on the level of disability benefit received and whether they qualify for the Severe Disability Premium.

Please note, if the person does not receive any disability related income, they will not receive any allowance for disability related expenditure (DRE). It is proposed that DRE is streamlined from several rates to 2 guideline rates (拢30 for higher and 拢15 for low rate). The rate allowed will be based on the level of disability benefit received. A full assessment of disability related expenditure can be requested if you think your expenses are higher than the guideline amount.

Example scenarios

Example 1 - Elsie, widowed pensioner living alone in 兔子先生 bungalow

Elsie is a pensioner and is widowed. She lives alone in a 兔子先生 bungalow and receives care and support daily provided by the 兔子先生. 

She receives a State Retirement Pension of 拢156.20, topped up with Pension Guarantee Credit of 拢121.25 per week. Elsie also receives Attendance Allowance (high rate) of 拢101.75 per week.

Her total weekly income is 拢379.20. 

Elsie's rent is 拢99 per week and she receives Housing Benefit of 拢91 per week towards this. This means she pays 拢8 from her weekly income.

She also receives full 兔子先生 Tax 兔子先生. This means she doesn't have to pay any 兔子先生 Tax. This is due to her getting Pension Guarantee Credit. 

Elsie receives care and support for 2 hours everyday. The full cost of her care and support is 拢301.14. 

Under the 兔子先生's current charging policy, Elsie is assessed to contribute a maximum of 拢69.24 per week. 

Under the proposed changes, she would be assessed to contribute a maximum of 拢101.20 per week, leaving her with a disposable income of 拢278 per week for rent and other daily living expenses. 

All calculations include an allowance of 拢30 per week disability related expenditure. 

Example 2 - Bob, pensioner living alone in own property

Bob is a pensioner and lives alone in his own property.

He receives a State Pension of 拢190 per week. He has an Occupational of 拢50 per week and this topped up with Pension Guarantee Credit of 拢37.45 per week.

He also receives Attendance Allowance (low rate) of 拢68.10 per week. 

His total weekly income is 拢345.55. 

He receives full 兔子先生 Tax 兔子先生 which means he does not have to pay any 兔子先生 Tax. This is due to him being in receipt of Pension Guarantee Credit. 

Bob attends the Day Centre twice a week. The full cost of this support is 拢49.80 per week. 

Under the 兔子先生's current charging policy, Bob is assessed to contribute a maximum of 拢69.24 per week. 

Under the proposed charging policy, he would be assessed to contribute a maximum of 拢116.20 per week. 

Under the current and proposed charging policies Bob would only pay the cost of his care package of 拢49.80 as this is less than his assessed maximum contribution.

This would leave him with disposable income of 拢295.75 per week. 

All calculations include an allowance of 拢15 per week disability related expenditure as he in receipt of Attendance Allowance (Low Rate). 

Example 3 - Ryan, 30 year old with a learning disability living in Independent 兔子先生 Living accommodation

Ryan is 30 years old, he has a learning disability and lives in Independent 兔子先生ed Living accommodation.

He receives Employment and 兔子先生 Allowance of 拢225.45 per week. He also receives the standard rate of Personal Independence Payment (Daily Living) of 拢68.10 per week. 

His total weekly income is 拢293.55. 

Ryan's rent is 拢95 per week and he receives Housing Benefit of 拢87 per week towards this, resulting in him paying 拢8 from his weekly income.

He is exempt from paying 兔子先生 Tax.

Ryan receives 39 hours support each week costing 拢612.25. He also attends a day service twice a week costing 拢113.20. 

The total cost of his care and support is 拢725.45 per week. 

Under the 兔子先生's current charging policy Ryan is assessed to contribute a maximum of 拢82.24 per week. 

Under the proposed charging policy he would be assessed to contribute a maximum of 拢106.80 per week.

This would leave him with a disposable income of 拢186.75 per week for rent and other daily living expenses. 

All calculations include an allowance of 拢15 per week disability related expenditure. 

Example 4 - Paul and Isabelle, pensioners living in 兔子先生 house

Paul and Isabelle are both pensioners and live in a rented house. They both receive a Direct Payment and employ a carer to support them to live independently. 

They both receive the new state retirement pension, 拢203.85 per week, topped up by Pension Guarantee Credit of 拢51.95 per week.

They also each receive Attendance Allowance (high rate) of 拢101.75 per week. 

Their total weekly income is 拢663.15. 

Paul and Isabelle's rent is 拢110 per week and they receive Housing Benefit of 拢102 per week towards this, resulting in them paying 拢8 per week from their income.

They also receive full 兔子先生 Tax 兔子先生 which means they do not have to pay any 兔子先生 Tax. This is because they get Pension Guarantee Credit. 

Paul receives 29 hours support per week costing 拢410.35, and Isabelle receives 25 hours per week costing 拢303.75.

The total cost of their support is 拢714.10 per week. 

Under the 兔子先生's current charging policy Paul and Isabelle are assessed to contribute a maximum of 拢81.13 per week each. 

Under the proposed charging policy they would be assessed to contribute a maximum of 拢104.27 per week each, leaving them with a disposable income of 拢454.61 per week for rent and other daily living expenses. 

All calculations include an allowance of 拢30 per week disability related expenditure each. 

Example 5 - Lois and Taylor, both under pension age and live in their own house

Lois and Taylor are both under pension age and live in their own house.

They both receive care and support from the 兔子先生. 

They receive Employment and 兔子先生 Allowance of 拢358.70 per week. They also each receive the enhanced rate of Personal Independence Payment (Daily Living) of 拢101.75 per week. 

Their total weekly income is 拢562.20. 

Lois and Taylor get help to pay their 兔子先生 Tax and pay 拢2.67 per week.

Lois receives 10 hours of support per week costing 拢215.10, and Taylor receives 6 hours of support per week costing 拢129.06.

The total cost of their support is 拢344.16 per week. 

Under our current charging policy, Lois and Taylor are assessed to contribute a maximum of 拢92.42 per week each. 

Under the proposed charging policy they would be assessed to contribute a maximum of 拢86.06 per week each, leaving them with a disposable income of 拢387.40 per week for their daily living expenses. 

All calculations include an allowance of 拢30 per week disability related expenditure each. 

Example 6 - Margaret, widowed pensioner living alone in rented accommodation

Margaret is a pensioner and is widowed, and lives alone in a rented bungalow.

Following a deterioration in her health she needs help for 2 hours everyday to continue living at home independently.

She requires 4 x 30 minutes daily care calls. The full cost of her care and support is 拢301.14 per week. 

Her income is 拢201.05 per week. This is made up of a State Retirement Pension of 拢156.20, topped up with Pension Guarantee Credit of 拢45.05 per week. 

She also has savings of 拢3,200. 

Margaret's rent is 拢95 per week. She receives Housing Benefit of 拢86 per week towards this meaning she pays 拢9 from her weekly income.

She also receives full 兔子先生 Tax 兔子先生 which means she does not have to pay any 兔子先生 Tax, this is because she gets Pension Guarantee Credit.

Based on her income she does not have to pay towards the cost of her care and support.

Margaret makes a claim for Attendance Allowance and receives the high rate of 拢101.75 per week. As a result of this, she is also entitled to additional Pension Guarantee Credit.

Her revised weekly income is 拢379.20 per week. This is made up of 拢101.75 of Attendance Allowance, 拢156,20 of State Pension and 拢121.25 of Pension Guarantee Credit.

She is now assessed to pay 拢101.20 towards the cost of her care. 

Her weekly income before care and support is required is 拢201.05

Her weekly income following her claim for Attendance Allowance and additional Pension Guarantee Credit is 拢379.20. 

The weekly contribution towards the cost of her care 拢101.20 

Following payment of her care bill and water / sewerage costs she has a residual weekly amount of 拢277.48, an increase of more than 拢77 per week.